What Ameritas Bright One Dental Plans Offer Insured Individuals

Ameritas is a company name associated with various types of insurance. With regard to dental insurance, Ameritas Bright One Dental Plans are inclusive and varied so that there is certain to be a plan which is the right one for your dental needs and the dental needs of your family members. Below you will find the various Ameritas Bright One Dental Plans highlighted and you can pick the best one out there for you.

The Traditional Plan

The Traditional Plan offered by Ameritas Bright One allows you to choose any dentist provider and will pay 100% of your preventive care visits. For basic and major care visits, the amount covered is reduced to 80% and 50%, respectively. There is a $0 deductible for the preventive care visits and then $50 for basic and major visits. There are annual calendar maximums but they are quite reasonable in amount.

The Progressive Plan

With the Progressive Plan insured individuals can also pick their own dentist and choose their annual maximum amount. There is 100% preventive care coverage and the percentage of coverage for basic and major treatments will vary. In addition, orthodontics will be covered after a 12-month elimination period.

The Saver Plan

With the Saver Plan, insureds are able to have their own dentist and get 100% preventive care coverage with no elimination period. Each year an individual who has this plan can increase their coinsurance level as long as they have one dental procedure performed annually. There is no deductible for preventive care and a $50 deductible for basic and major treatments.

The Access Plan

The Access Plan is provided for insured individuals in certain locations. This provides insureds with the option to choose in-network or out of network care. Those who choose an in-network professional will get a better deal and coverage amount on office visits however they will have to go with a dentist within the Ameritas network. With that said, there is a $0 deductible attached to both types of Access Plan and the coverage levels will vary depending on the network choice and procedure performed.

The Advantage Plans

Those who are looking for the most reasonably priced Ameritas Bright One dental plan should review the Advantage Plans. These are good basic plans for those who need general visits and cleanings. Advantage Plan I offers one cleaning and one general exam per year while Advantage Plan II offers two cleanings and two general exams each year. It is also important to note that preventive care is 100% covered under both of the Advantage Plans.

With Ameritas Bright One Dental Plans, dental insurance shoppers can choose a dental plan which fits their usual dental needs and find one which is cost efficient as well.

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