With a Cigna Dental insurance policy you are given all kinds of choices.  You can choose Cigna dental Care DHMO, PPO, EPO, or the Cigna tradional care option.  With DHMO plans there is a network of dentists that you can visit but in some cases these dental offices may not be near you and you will have to travel a ways.

But that’s why they also offer the Cigna Dental PPO which has a preferred provider network of dentists.  With one of these insurance plans you can get savings on things that are not necessarily covered and even if you go over your maximum for that year.

One of the best options, if you are going to go with a Cigna dental insurance plan, will be the dental EPO plans.  This offers more flexability in that you will not need a referral to see a specialist, you will not have to choose a primary dentist, you will not have to submit claims (as they are taken care of for you), and the at-counter expenses are usually a lot lower, up to 35% lower.

Also called DEPO plans, Cigna offers a great network of dentists that are surveys by previous customers to ensure your satisfaction with the quality of work that is done.  According to their website, for every dollar you spend on preventative care like cleanings, x-rays, and check-ups, you can save up to $50 to treat any dental problems and even emergency procedures.

While some of the plans may be offered by your employer, many of you have to get your own dental insurance so you should check out some great Cigna plans or even check out a cheap discount dental plan to save even more at the dentist office.

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