Helpful Insight into CIGNA Dental Plans

Dental plans are offered by many of the large insurance companies these days and CIGNA is one company which offers dental plans to its insured individuals. As a larger entity, CIGNA has the opportunity to offer more than just one or two different dental insurance plans and provides its customers with the variety they need in order to choose the best plan to suit their dental needs. The following will highlight the various CIGNA dental plans and provide you with your dental insurance options.

CIGNA Dental Plans Sure to Please

CIGNA Dental Care DHMO

The CIGNA Dental Care DHMO is an inclusive dental plan offered by CIGNA. Choose from one of the many dentist options from the network and there is no deductible to pay. In addition, you can obtain coverage right away for the most part and have little or no claim forms to fill out, which can be an arduous task for some individuals who have other dental insurance providers. The pricing is quite affordable and options are wide and varied.

CIGNA Dental PPO

For those who are seeking a dental insurance plan with a bit more flexibility regarding the dentist they can select as their dental care provider, the CIGNA Dental PPO plan is a good option. Preventive procedures are quite affordable as many are included in the premium price at no extra cost to the insured and specialty services are offered at discounted prices. In addition, no referral is needed to see a specialty dentist. Although the prices may be a bit more than the DHMO plan, your options will be more expansive.

CIGNA Dental EPO

CIGNA Dental EPO is the exclusive provider organization and insured individuals can pick from any dentist in the provider network and no referrals are necessary when you need to see a specialist. There are low out of pocket expenses for those covered treatments and little or no cost for included treatments/visits.

CIGNA Traditional

The CIGNA Traditional plan allows insured individuals under this plan to visit whom they want but must pay a deductible and meet waiting periods if so required. Reimbursements occur thereafter for covered services all the way up to the annual dollar maximum amount.

CIGNA Flex Advantage

The CIGNA Flex Advantage is a plan offered by this company which will allow insured individuals to switch types of plans on a monthly basis if they desire to do so. This gets rid of restrictive plans and requirements which allows insureds to choose a plan most suitable to their current dental visit situation. This “no questions asked” option is a good one to keep in mind if you like to have flexibility with dental plans and not be locked into a certain plan for a specific time period.

CIGNA Plus Savings

The CIGNA Plus Savings plan is not an insurance policy but a savings option. Those who take advantage of this plan can go to any dentist and save money on the services provided. This is an extremely reasonable plan as most families pay anywhere between $8.50 and $10.00 per month. With the CIGNA Plus Savings plan, individuals who sign up for it can save around 35% off of a wide variety of dental services.

Whichever CIGNA dental plan you choose to go with, the cost is reasonable, the company is reputable and the plans are inclusive.

No related posts.

Filed under: dental insurance • dental plans

Like this post? Subscribe to my RSS feed and get loads more!